2nd Mortgage Guide

Hey - I bought my house two years ago with 100% financing, I have an 80/20 loan. Both loans are the first to 6.5% in the second quarter to 9%. I have a statement in the mail from my credit card company (Chase) specification can I do to build on the 2.99% balance until the loan amount is repaid. So it would be a good idea, my second mortgage transferred to the credit card? With credit card interest is not deductible from your taxes, interest on the first or second mortgage tax deductible. I leave the math. (By the way, if you're two minutes late for the 2.99% card, your interest back somewhere close to 20%, and can make it "retro-active." I'd like to read the fine print carefully!), Where Joseph that the most likely transmission plus a fee of 3%. Reading the fine print.